SAVINGS ACCUMULATING MANAGEMENT SYSTEM USING A CARD SPEND PERFORMANCE AND CONTROLLING METHOD THEREFOR

PURPOSE: An installment saving accumulation management system using card use records and a control method thereof are provided to grant motivation for accumulating the card use records to a card user by depositing calculated accumulated money in an installment saving account by calculating the accumulated money from the card use records. CONSTITUTION: A business branch terminal (2) of a card company or a bank automatically connects an installment saving account according to card use records. A card company server stores card information and card user information in a database (3), updates use records of the card, and provides the use records according to a request of an external financial institution. A bank management server (7) stores account owner information and the installment saving account in a management database (6) and analyzes card use record information received from the card company server in order to automatically deposit corresponding accumulated money into the installment saving account. [Reference numerals] (1) Credit card