SYSTEM AND METHOD FOR PROCESSING LOAN RATE USING NON-USED LOANED MONEY

SYSTEM AND METHOD FOR PROCESSING LOAN RATE USING NON-USED LOANED MONEY

PURPOSE: A method and a system for processing a loan interest using non-used loaned money and a recording medium therefor are provided to supply a prime interest rate for set non-used money, thereby reducing a load of an interest about a non-used loan. CONSTITUTION: An information confirming unit(12...

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Bibliographische Detailangaben
1. Verfasser: KIM, HYOUNG BAE
Format: Patent
Sprache:eng
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Zusammenfassung:PURPOSE: A method and a system for processing a loan interest using non-used loaned money and a recording medium therefor are provided to supply a prime interest rate for set non-used money, thereby reducing a load of an interest about a non-used loan. CONSTITUTION: An information confirming unit(120) confirms whether non-used money is used before a non-used period. An interface providing unit(110) provides a user interface for setting non-used money and period of total money about a loan account. An information receiving unit(115) receives non-used period information and non-used money information through the user interface. An interest rate processing unit(140) performs adjustment of a loaner for non-used money of the loan account.