MARKET OR WORKHOUSE OF PHONE NUMBER USED HANDPHONE COIN TREATMENT METHOD

A method for paying a price with mobile money by using a phone number of a shop or a company is provided to enable a customer to perform payment with a mobile terminal at anytime/anywhere within a limit of a deposit amount by making the customer deposit the amount to a bank account of the customer, and transferring the price from the bank account of the customer to the bank account of the shop or the company. A customer registered to a mobile money transfer service buys goods or services at a shop. The customer requests payment to a bank by dialing a bank code, a shop phone number, and an amount to the bank with a mobile terminal. The customer inputs a password according to voice guide of an ARS(Automatic Response Service) system. The bank transfers the amount requested from the customer to a bank account of the shop from the bank account of the customer within a limit of the amount deposited in the bank account of the customer.