METHOD FOR CONFIRMING ONLINE TRANSFER SETTLEMENT IN REAL-TIME IN ELECTRONIC COMMERCE

PURPOSE: A method for confirming an online transfer settlement in real-time is provided to confirm the online transfer settlement based on a serial number by making a bank server assign the serial number if a buyer performs an online transfer. CONSTITUTION: A client terminal orders goods to a shop server(S22). The client terminal performs the online transfer to a bank account of the shop server(S24). The bank server generates/stores the serial number in a database(S26). The bank server transmits the serial number to the client terminal(S28). The client terminal transmits the deposit information and the serial number to the shop server(S32). The shop server transmits the deposit information and the serial number to a settlement confirmation server(S44). The settlement confirmation server transmits the serial number to the bank server(S40). The bank server extracts/transmits the deposit information matched with the serial number to the settlement confirmation server(S42). The settlement confirmation server judges that the deposit information is identical with the deposit information transmitted from the shop server and transmits confirmation information to the shop server(S46).