METHOD FOR PURCHASING INSURANCE THROUGH THE INTERNET AND DEVICE THEREOF

PURPOSE: A method for purchasing insurance through the Internet and a device thereof are provided to present a minimum price of insurance intermediary service on the Internet by selecting an insurance company which presents a minimum premium in comparison of insurance price of each insurance company and performing an intermediary service. CONSTITUTION: A first process registers a user for a joint purchase of insurance on the Internet. A second process classifies the insurance purchasers by purchase item. A third process selects an insurer which presents a minimum premium. A fourth process negotiates for an additional discount rate with the selected insurer. A fifth process presents the discount rate of other insurer. A sixth process announces the negotiated discount rate on the Internet. A seventh process appoints the insurer which presents a minimum discount rate as a registered preliminary insurer. An eighth process notifies the joint purchase result to the user. A ninth process receives personal information of the user. A tenth process determines the ultimate discount rate in contact with the insurer. An eleventh process transmits the personal information to the determined insurer. A twelfth process agrees on a contract on the ground of the determined discount rate. A ten third process notifies the contents of the contract to an intermediary entrepreneur. A ten fourth process pays a commission.