PERSONAL FINANCIAL MANAGEMENT SYSTEM AND METHOD

PURPOSE: A personal financial management system and method is provided to enable an internet banking subscriber to efficiently perform a personal financial management by analyzing and processing host transaction information which an internet banking subscriber needs, and by transmitting the information to a subscriber terminal through a web browser. CONSTITUTION: An internet banking homepage(12) supports an internet banking to an internet site capable of communication by a designated protocol. A PFM server module(10) holds a user profile for a personal financial management. A PFM client module(20) divides PFM service information by items and stores the information. The PFM server module(10) provides the homepage(12) and makes a PFM user profile(11) a database using a host transaction item reflected from a host account section(1) and a host information section(2). The PFM client module(20) displays a PFM service page inserted into the homepage(12) on a user terminal. The PFM client module receives the host transaction item, and respectively constructs a transaction item database(21), a special item database(22), a summary database(23) and a PFM user client profile(24).