P2P APPARATUS AND METHOD REPAYING LOANED MONEY FOR BASND ON PEER TO PEER

Disclosed are a P2P-based apparatus and a method for managing payments on loans. The P2P-based apparatus and method for managing payments on loans comprises: a financial server managing a repayment-dedicated account for repaying a loan of a loan application company; and a P2P platform server request...

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Bibliographische Detailangaben
Hauptverfasser:	YOON WANSOO, KIM BONGKYU, LEE HOON, KIM JAEHUN, LEE CHANGGI, KIM JAEHYOUNG, JUNG GUTAE
Format:	Patent
Sprache:	eng ; kor
Schlagworte:	CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:	Disclosed are a P2P-based apparatus and a method for managing payments on loans. The P2P-based apparatus and method for managing payments on loans comprises: a financial server managing a repayment-dedicated account for repaying a loan of a loan application company; and a P2P platform server requesting a repayment on the loan from a financial server. When the financial server receives the request for the repayment on the loan from the P2P platform server, the finance server can repay the loan from the repayment-dedicated account. Thus, P2P platform companies can be reimbursed for loans through repayment-dedicated accounts opened by the loan application company to repay the loan. P2P 기반 대출금 상환관리 장치 및 방법이 개시된다. 본 발명의 P2P 기반 대출금 상환관리 장치는 대출신청 기업의 대출금 상환을 위한 상환전용계좌를 관리하는 금융 서버; 및 금융 서버에 대출금 상환을 요청하는 P2P 플랫폼 서버를 포함하되, 금융 서버는 P2P 플랫폼 서버로부터 대출금 상환을 요청받으면, 상환전용계좌에서 대출금을 상환하는 것을 특징으로 한다.는 대출신청 기업의 대출금 상환을 위한 상환전용계좌를 관리하는 금융 서버; 및 금융 서버에 대출금 상환을 요청하는 P2P 플랫폼 서버를 포함하되, 금융 서버는 P2P 플랫폼 서버로부터 대출금 상환을 요청받으면, 상환전용계좌에서 대출금을 상환하는 것을 특징으로 한다.