INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING METHOD AND INFORMATION PROCESSING PROGRAM

To provide an information processing device, an information processing method and an information processing program capable of promoting the use of digital payment of a salary.SOLUTION: In an information processing system in which a user terminal, a bank server and a settlement server are connected communicably to one another through a network, the settlement server being an information processing device has a control part including: a detection part for detecting a transfer deposit to a virtual account individually allocated to each user from among a plurality of virtual accounts linked to the same account owned by a business operator in an affiliated financial institution; and a reflection part for reflecting a deposit amount of the transfer deposit to a money balance showing a balance of electronic money owned by a user associated in advance with the virtual account in the case that the transfer deposit is detected. The control part is provided with a function for previously receiving selection of an amount to be received by electronic money in the deposit money of the transfer deposit from the user, and charging electronic money corresponding to the received amount to the money balance.SELECTED DRAWING: Figure 5 【課題】給与のデジタル払いの利用を促進できる情報処理装置、情報処理方法及び情報処理プログラムを提供する。【解決手段】利用者端末、銀行サーバ及び決済サーバが、ネットワークを介して相互に通信可能に接続される情報処理システムにおいて、情報処理装置である決済サーバは、提携先の金融機関において事業者が所有する同一の口座に紐付けられた複数の仮想口座の中から利用者ごとに個別に割り当てられた仮想口座に対する振込入金を検知する検知部と、振込入金が検知された場合、仮想口座に予め関連付けられている利用者が所有する電子マネーの残高を示すマネー残高に対して、振込入金の入金額を反映させる反映部とを有する制御部を有し、制御部は、振込入金の入金額のうち、電子マネーで受け取る金額の選択を前記利用者から予め受け付けて、受け付けた前記金額に相当する電子マネーをマネー残高にチャージする機能を備える。【選択図】図５