INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING METHOD, AND PROGRAM

To provide an information processing device which can determine loan aptitude of a user further accurately and easily.SOLUTION: In a financial server 100 which is a kind of an information processing device, a promise execution score obtaining unit 110 obtains a service usage history 42A from a servi...

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Bibliographische Detailangaben
Hauptverfasser:	TAGUSARI TOMOHITO, MIYAZAKI KATSUHIRO, TANIDA TOMOAKI
Format:	Patent
Sprache:	eng ; jpn
Schlagworte:	CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:	To provide an information processing device which can determine loan aptitude of a user further accurately and easily.SOLUTION: In a financial server 100 which is a kind of an information processing device, a promise execution score obtaining unit 110 obtains a service usage history 42A from a service server 40, and calculates a promise execution score of each user based on the service usage history 42A, and a lending propriety determination unit 130 determines whether or not to lend a user money based on a promise execution score of the user in response to application of lending money by the user on an electronic settlement application 34.SELECTED DRAWING: Figure 1 【課題】ユーザの融資適性を、より正確かつ簡便に判断することができる情報処理装置を提供する。【解決手段】情報処理装置の一種である金融サーバ１００において、約束履行スコア取得部１１０は、サービスサーバ４０からサービス利用履歴４２Ａを取得し、当該サービス利用履歴４２Ａに基づいて各ユーザの約束履行スコアを計算する。貸与可否決定部１３０は、ユーザが電子決済アプリ３４上で金銭の貸与を申し込んだことに応じて、ユーザの約束履行スコアに基づいて、当該ユーザに金銭を貸与するか否かを判定する。【選択図】図１