CARD USE MANAGEMENT DEVICE AND PROGRAM

To automatically classify expenses by use of a card into a plurality of categories, allow a user to easily check it and, beside that, appropriately manage household budget by classifying the expenses into an arbitrary category of the card user.SOLUTION: A card user management server 10 stores authority data 12d5 and credit obligation data (used amount settlement data) 12d6 received according to card uses in a management data storage area 12D with their associated with a fixed cost flag or a specific use destination flag other than the fixed cost based on affiliated store names (use destination names) classified in the fixed cost by fixed cost classification data 12d1, fixed cost use destinations provided in user setup data 12d3, use destinations other than the fixed cost or specific use destinations other than the fixed cost. The card use management server calculates respective payment amounts of the fixed cost use destinations, the use destinations other than the fixed cost, and the specific use destinations other than the fixed cost, transmits them to a card user terminal 20 and causes the card user terminal to display a household budget screen GK of a payment amount graph PG classifying into a fixed cost payment amount X, a payment amount H other than the fixed cost, and a specific use destination payment amount T other than the fixed cost.SELECTED DRAWING: Figure 2 【課題】カード利用による支出を複数のカテゴリに自動で分類して容易に確認できるだけなく、支出によりカード利用者の任意のカテゴリに分類して適切に家計管理する。【解決手段】カード利用管理サーバ１０は、カード利用に応じて受信されるオーソリデータ１２ｄ５と債権データ（利用額確定データ）１２ｄ６を、固定費仕分けデータ１２ｄ１にて固定費に仕分けされた加盟店名称（利用先名称）または利用者設定データ１２ｄ３にある固定費利用先または固定費以外利用先または固定費以外特定利用先に基づいて、固定費フラグまたは固定費以外特定利用先フラグを対応付けて管理データ記憶エリア１２Ｄに記憶させる。固定費利用先と固定費以外利用先と固定費以外特定利用先の各支払額を算出してカード利用者端末２０へ送信し、固定費支払額Ｘと固定費以外支払額Ｈと固定費以外特定利用先支払額Ｔとを区別した支払額グラフＰＧの家計画面ＧＫを表示させる。【選択図】 図２