MONITORING DEVICE, FINANCIAL TRANSACTION SYSTEM, AND PROGRAM

To provide a technique for detecting an illegal acquisition of account information on an account in another bank.SOLUTION: An embodiment of the present invention relates to a monitoring device which includes: an inquiry processing unit for giving notice of the account owner of an account in another bank as an inquiry target in response to a request to make inquiries about an account related to an identifier; and an illegal action inquiry determination unit for determining whether a transfer has been done into the account in another bank related to the identifier. The illegal action inquiry determination unit reports the request to make inquiries about the account to the manager terminal when the illegal action inquiry determination unit has determined that the transfer has not been done.SELECTED DRAWING: Figure 4 【課題】他行口座の口座情報の不正取得を検出するための技術を提供することである。【解決手段】本発明の一態様は、識別子と関連付けされた口座照会要求に対して、照会対象の他行口座の口座名義人を通知する照会処理部と、前記識別子と関連付けされた前記他行口座への振込が実行されたか判定する不正照会判定部と、を有し、前記不正照会判定部は、前記振込が実行されなかったと判定した場合、前記口座照会要求を管理者端末に報告する監視装置に関する。【選択図】図４