FINANCIAL SYSTEM AND ACCOUNT SELECTION METHOD

PROBLEM TO BE SOLVED: To improve convenience in account selection.SOLUTION: In a financial system 1 where a user 50 who executes transactions selects a transaction account 41 with which the user executes transactions from among possessed accounts that the user 50 possesses, account specification mea...

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Bibliographische Detailangaben
Hauptverfasser: HIYAMA YUKI, ISHIZAKA WATARU
Format: Patent
Sprache:eng ; jpn
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Zusammenfassung:PROBLEM TO BE SOLVED: To improve convenience in account selection.SOLUTION: In a financial system 1 where a user 50 who executes transactions selects a transaction account 41 with which the user executes transactions from among possessed accounts that the user 50 possesses, account specification means 10 specifies the preliminarily registered possessed accounts that the user 50 possesses on the basis of an operation by the user 50, and balance specification means 20 specifies an account balance of each of the possessed accounts that the user 50 possesses, and request standard specification means 30 specifies a request standard (target standard) of the account balance preliminarily set in each of the possessed accounts that the user 50 possesses, and selection acceptance means 40 specifies the possessed accounts whose account balances satisfy the request standard from among the possessed accounts on the basis of the account balance of each of the possessed accounts and the request standard of each of the possessed accounts, and displays the specified possessed accounts in a graspable manner to enable the user to select the transaction account from among the possessed accounts.SELECTED DRAWING: Figure 1 【課題】口座選択の利便性を向上させる。【解決手段】取引を実行する利用者50が、利用者50の所有する所有口座のうちから取引を実行する取引口座41を選択する金融システム1では、口座特定手段10が利用者50による操作に基づいて、予め登録されている利用者50の所有する所有口座を特定し、残高特定手段20が利用者50の所有する所有口座それぞれの口座残高を特定し、要求水準特定手段30が利用者50の所有する所有口座それぞれに予め設定されている口座残高の要求水準(目標水準)を特定し、選択受付手段40が所有口座それぞれの口座残高と所有口座それぞれの要求水準とに基づいて所有口座のうちから口座残高が要求水準を満たす所有口座を特定し、特定した所有口座を把握可能に表示して、所有口座のうちから取引口座を選択させる。【選択図】図1