INVESTMENT DEVICE AND INVESTMENT SYSTEM

PROBLEM TO BE SOLVED: To improve value obtained by investment by a point.SOLUTION: A point management device 40 grants a point according to use charge of a communication network 2 charged for a user of a terminal device 10 to the user of the terminal device 10. The point management device 40 liquida...

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Bibliographische Detailangaben
Hauptverfasser: ONISHI HIROKI, KURASHIMA TAKESHI, JEONG SEUN, SHINDO JOJI
Format: Patent
Sprache:eng ; jpn
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Zusammenfassung:PROBLEM TO BE SOLVED: To improve value obtained by investment by a point.SOLUTION: A point management device 40 grants a point according to use charge of a communication network 2 charged for a user of a terminal device 10 to the user of the terminal device 10. The point management device 40 liquidates points whose expiration date is less than a threshold among points granted to the user to pay money into an investment account of the user. An investment device 20 pays money paid to the investment account of the user to an account for operating investment commodity having high return.SELECTED DRAWING: Figure 1 【課題】ポイントによる投資よって得られる価値を大きくする。【解決手段】ポイント管理装置40は、端末装置10のユーザーに請求される通信網2の利用料金に応じたポイントを端末装置10のユーザーへ付与する。ポイント管理装置40は、ユーザーに付与されたポイントのうち有効期限が閾値未満のポイントを換金してユーザーの投資用口座へ振り込む。投資装置20は、ユーザーの投資用口座に振り込まれた金銭をリターンの高い投資商品を運用する口座へ振り込む。【選択図】図1