INSURANCE SYSTEM, INFORMATION PROVIDING SERVER AND INSURANCE RISK CALCULATION METHOD

PROBLEM TO BE SOLVED: To use cancer inspection by biological information for improving a loss ratio.SOLUTION: An insurance system comprises: an inspection center server 6 for calculating information related to cancer based on a biological material acquired from a subject; an information providing se...

Ausführliche Beschreibung

Gespeichert in:

Bibliographische Detailangaben
Hauptverfasser:	ARAKI MASATAKA, SUKEGUCHI SATOSHI, NISHIKAWA GENTA, SAKAIRI MINORU, ARAYA TAKAHIDE, KUNO NORITO, AKASHI TAKUYA, KUMAGAI TAKASADA, TAKAMI SHIMPEI
Format:	Patent
Sprache:	eng ; jpn
Schlagworte:	CALCULATING COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
Online-Zugang:	Volltext bestellen
Tags:	Tag hinzufügen Keine Tags, Fügen Sie den ersten Tag hinzu!

Beschreibung
Zusammenfassung:	PROBLEM TO BE SOLVED: To use cancer inspection by biological information for improving a loss ratio.SOLUTION: An insurance system comprises: an inspection center server 6 for calculating information related to cancer based on a biological material acquired from a subject; an information providing server 1 for storing a cancer risk evaluation model 131 indicating relationship between information related to the cancer and a risk evaluation value of insurance in a storage device, and comparing the information related to the cancer acquired from the inspection center server 6 with the cancer risk evaluation model 131 for calculating the risk evaluation value of the insurance; and an insurance company server 2 for setting an insurance content based on the risk evaluation value of the insurance calculated by the information providing server.SELECTED DRAWING: Figure 1 【課題】生体情報によるがん検査を利用することで、損害率を改善することを特徴とする。【解決手段】被検者から取得した生体物質を基に、がんに関する情報を算出する検査センタサーバ６と、記憶装置に、前記がんに関する情報と、保険のリスク評価値との関係を示すがんリスク評価モデル１３１を格納し、前記検査センタサーバ６から取得した前記がんに関する情報と、前記がんリスク評価モデル１３１とを比較することで、前記保険のリスク評価値を算出する情報提供サーバ１と、前記情報提供サーバが算出した前記保険のリスク評価値を基に、保険内容を設定する保険会社サーバ２と、を有する。【選択図】図１