METHOD AND SYSTEM THAT ENABLES DEBT COMPRESSION OF DEBTOR IN BULK FACTORING TRANSACTION BY ELECTRONIC RECORDING CREDIT AND IMPROVES FINANCING CONTENT

PROBLEM TO BE SOLVED: To provide a method and system that enables debt compression of a debtor in a bulk factoring transaction by electronic recording credit and improves financing contents.SOLUTION: An order company terminal 1, an FP terminal 3, a delivery company terminal 2 and an electronic credit recording institution C are connected to a bridge service A having a factoring function to a delivery company by Internet. Data management of a credit ledger, a discount detail, the assignment of receivables, etc., is performed from the FP terminal 3, based on credit detail data sent from the order company terminal 1, by factoring management means of the bridge service A. Also, the occurrence record and assignment record billing data are transmitted to an electronic credit recording institution, and an electron recording number and an electronic record date are recorded on the credit ledger based on a notice of record results sent from the electronic credit recording institution to generate an accounting slip. Furthermore, the application for payment before a term date is received from the delivery company, transfer data is created, discount acquisition cost is recorded on a credit ledger and an accounting slip is generated.SELECTED DRAWING: Figure 8 【課題】電子記録債権による一括ファクタリング取引における債務者の債務圧縮と財務内容改善を可能にする方法及びそのシステムを提供する。【解決手段】納入企業へのファクタリング機能を有するブリッジサービスＡに、発注企業端末１、ＦＰ端末３、納入企業端末２、電子債権記録機関Ｃがインターネット接続され、前記ブリッジサービスＡのファクタリング管理手段によって、前記発注企業端末１から送られた債権明細データに基づき、ＦＰ端末３から債権元帳、割引明細、債権譲渡等のデータ管理を行う。また、電子債権記録機関へ発生記録・譲渡記録請求データを伝送し、電子債権記録機関から送られる記録結果通知に基づき、債権元帳上に電子記録番号・電子記録日を記録し会計伝票を生成する。更に、納入企業からの期日前支払の申込を受け、振込データを作成し、債権元帳上に割引取得価額を記録し会計伝票を生成する。【選択図】図８