OVERSEAS REMITTANCE SETTLEMENT TERMINAL AND OVERSEAS REMITTANCE SUPPORT SYSTEM

PROBLEM TO BE SOLVED: To improve convenience when a user makes an overseas remittance through an overseas remittance system provided by an overseas remittance business operator different from a banking institution in which the user has an account.SOLUTION: The present invention is an overseas remitt...

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Bibliographische Detailangaben
Hauptverfasser: ANDO NOBUO, TSUSHIMA HITOSHI, SASAKI MASATO, YUCHI HIROSHI
Format: Patent
Sprache:eng ; jpn
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Beschreibung
Zusammenfassung:PROBLEM TO BE SOLVED: To improve convenience when a user makes an overseas remittance through an overseas remittance system provided by an overseas remittance business operator different from a banking institution in which the user has an account.SOLUTION: The present invention is an overseas remittance settlement terminal cooperating with an overseas remittance system that is provided by an overseas remittance business operator which cooperates with a banking institution in which a user has an account, and is different from a banking institution and a settlement system for performing debit settlement to withdraw an amount specified by the user from the account of the banking institution through a debit card owned by the user and that makes an overseas remittance by an overseas remittance card associated with overseas remittance setting information preset by the user. The terminal includes: a debit settlement control unit that transmits debit settlement transmission data including a settlement amount input by the user to the settlement system, and receives a debit settlement result from the settlement system; and an overseas remittance control unit that transmits overseas remittance request data including a remittance amount corresponding to the settlement amount settled by debit settlement to the overseas remittance system.SELECTED DRAWING: Figure 1 【課題】ユーザが口座を開設している金融機関とは異なる海外送金事業者が提供する海外送金システムから海外送金を行う際の利便性を向上させる。【解決手段】本発明は、ユーザが口座を開設している金融機関と提携し、ユーザが保有するデビットカードを通じてユーザが指定する金額を金融機関の口座から引き出すデビット決済を行う決済システム及び金融機関とは異なる海外送金事業者が提供し、ユーザによって予め設定された海外送金設定情報と関連付けられた海外送金カードによる海外送金を行う海外送金システムと連携した海外送金決済端末機である。本端末機は、ユーザが入力した決済金額を含むデビット決済用送信データを決済システムに送信し、決済システムからデビット決済結果を受信するデビット決済制御部と、デビット決済された決済金額に対応する送金金額を含む海外送金依頼データを海外送金システムに送信する海外送金制御部と、を有する。【選択図】図1