ELECTRONIC SETTLEMENT SYSTEM AND ELECTRONIC SETTLEMENT METHOD

PROBLEM TO BE SOLVED: To provide an electronic settlement system which ensures convenience of members by advancing financial settlement by means of member information storage means, transmits only information on completion of the financial settlement to reduce system load, and quickly responds to an illegal use of the member information storage means or member information for financial settlement, and to provide an electronic settlement method.SOLUTION: An electronic settlement system includes: member information reading means which reads member information from member information storage means, and acquires financial settlement information; and settlement means which receives the member information and financial settlement information from the member information reading means via an electric communication line, and performs financial settlement on the basis of the received member information and financial settlement information. The settlement means transmits only information on completion of the financial settlement to an electronic information terminal of a member, on the basis of address information of the member stored in advance in settlement means. 【課題】会員情報記憶手段による金銭的決済を先に進めることにより会員の利便性を確保しつつ、金銭的決済が行われた旨のみを通知することでシステムの負担を軽減すると共に、会員情報記憶手段又は会員情報が不正に使用されて金銭的決済が行われた場合には迅速に対処可能な機会を有する電子決済システム及び電子決済方法を提供することにある。【解決手段】会員情報記憶手段から該会員情報を読み取ると共に金銭的決済情報を取得する会員情報読取手段と、会員情報及び金銭的決済情報を、電気通信回線を介して会員情報読取手段から受領し、受領した会員情報及び金銭的決済情報を元に金銭的決済を行う決済手段とを備え、決済手段が、予め決算手段に記憶された会員の通知先情報に基づき、会員の電子情報端末に金銭的決済が行われた旨のみを通知することを特徴とする。【選択図】図１