SYSTEM AND METHOD FOR MOTIVATING PAYMENT BY USING RADIO FREQUENCY IDENTIFICATION IN CONTACT AND NON-CONTACT TRANSACTION

PROBLEM TO BE SOLVED: To provide a transponder-reader payment system. SOLUTION: The transponder-reader payment system includes: a fob that includes a transponder; and an RFID reader that interrogates the transponder. Although this system is separated from the fob, it can further include a payment de...

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Hauptverfasser:	BERARDI MICHAEL J, SCHEDING KATHRYN D, BLIMAN MICHAL, MAYERS ALEXANDRA, BONALLE DAVID, SAUNDERS PETER D, SHAH SEJAL AJIT, HOOD MATTHEW C, PERRY TREVOR J, WILLIAMSON JOHN R, ELWOOD JENNIFER A, ISENBERG SUSAN E, VONWALD KRISTIN L
Format:	Patent
Sprache:	eng
Schlagworte:	ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDEDFOR ELSEWHERE CALCULATING CHECKING-DEVICES COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES GENERATING RANDOM NUMBERS HANDLING RECORD CARRIERS PHYSICS PRESENTATION OF DATA RECOGNITION OF DATA RECORD CARRIERS REGISTERING OR INDICATING THE WORKING OF MACHINES REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR TIME OR ATTENDANCE REGISTERS VOTING OR LOTTERY APPARATUS
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Beschreibung
Zusammenfassung:	PROBLEM TO BE SOLVED: To provide a transponder-reader payment system. SOLUTION: The transponder-reader payment system includes: a fob that includes a transponder; and an RFID reader that interrogates the transponder. Although this system is separated from the fob, it can further include a payment device associated with a payment account tat is shared with the fob. In an exemplary operation, fob identification information or payment device information can be presented to the RFID reader for completion of a transaction request. A process server can receive the transaction request and respond to the transaction request in accordance with a predetermined payment criterion. Based on the fob or the payment device use, the process server can further build up an acquired point account; and encourage use of the fob in an example, while encourage use of the payment device in another example. COPYRIGHT: (C)2010,JPO&INPIT