PERSONAL AUTHENTICATION SYSTEM IN CREDIT SETTLEMENT

PROBLEM TO BE SOLVED: To provide a personal authentication system capable of improving security without losing convenience of credit settlement by individually and previously registering permission of credit settlement and a permission range in each credit card owner without executing personal authentication and then performing settlement in accordance with the registered contents. SOLUTION: A credit settlement center 104 is provided with a database 106 for storing a settlement condition in each card owner and connected to information processors 103, 108 in respective credit settlement commission stores (Internet shops). The credit settlement center 104 can refer to the database 106 at the time of receiving a request from each requesting source information processor and collate a card owner's settlement condition with the contents of the settlement request. At the time of generating settlement whose settlement condition does not coincide with the registered condition, the credit settlement center 104 can execute acknowledgment check by an avoidance permission method set by the card owner, and after obtaining permission, completes the settlement. COPYRIGHT: (C)2006,JPO&NCIPI