DEPOSIT ACCOUNT INFORMATION PROVIDING METHOD AND DEPOSIT ACCOUNT INFORMATION PROVIDING PROGRAM

PROBLEM TO BE SOLVED: To provide a deposit account information providing method and a deposit account information providing program capable of preventing disadvantage caused by a shortage of the account balance of a customer. SOLUTION: A control computer 21 extracts a deposit account identifier of t...

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Bibliographische Detailangaben
Hauptverfasser: YUI HIROSHI, TAKAARA YASUHIRO
Format: Patent
Sprache:eng
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Zusammenfassung:PROBLEM TO BE SOLVED: To provide a deposit account information providing method and a deposit account information providing program capable of preventing disadvantage caused by a shortage of the account balance of a customer. SOLUTION: A control computer 21 extracts a deposit account identifier of the customer desiring notice of a balance shortage from a deposit account data storage part 24. Next, the control computer 21 extracts loan debit and an account transfer scheduled in a prescribed period on the extracted customer deposit account, and calculates a debit scheduling amount by totaling a debit amount. The control computer 21 compares the account balance of this customer with the debit scheduling amount, and informs a user terminal 10 that 'the deposit balance is less than the debit scheduling amount' when the account balance lacks to the debit scheduling amount.