ONLINE SALES SYSTEM AND ONLINE SALES METHOD

PROBLEM TO BE SOLVED: To improve the credit check method for the payment by a user to improve the service property to users. SOLUTION: A user information storage part 4 stores user information related to users whose settlements are in temporarily stopped state. A business processing part 1 examines...

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Bibliographische Detailangaben
1. Verfasser: KITAMURA NOBUHIRO
Format: Patent
Sprache:eng
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Zusammenfassung:PROBLEM TO BE SOLVED: To improve the credit check method for the payment by a user to improve the service property to users. SOLUTION: A user information storage part 4 stores user information related to users whose settlements are in temporarily stopped state. A business processing part 1 examines the user information from the user information storage part 4 when a purchase request is received from a user, returns a purchase processing temporary stop telegram to the user when the user information of this user is contained in the user information storage part, and performs a credit check for whether the payment by the user is possible or not to an external financial institution 3 charging the payment by the user when the user information of the user is not contained in the user information storage part 4. The processing part 1 performs a payment processing, when the payment by the user is possible, to complete the purchase processing for the user, and stores the user information of the user in the user information storage part 4 when the payment by the user is impossible.