DEVICES, METHODS AND A SYSTEM FOR SECURE ELECTRONIC PAYMENT TRANSACTIONS

A mobile merchant communication device (120) configured to be enrolled by a personalization server (140) for performing a payment transaction with a mobile consumer communication device (110) using a payment server (170) is disclosed. The mobile merchant communication device (120) comprises a user i...

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Bibliographische Detailangaben
1. Verfasser: SPITZ, Stephan
Format: Patent
Sprache:eng ; fre ; ger
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Beschreibung
Zusammenfassung:A mobile merchant communication device (120) configured to be enrolled by a personalization server (140) for performing a payment transaction with a mobile consumer communication device (110) using a payment server (170) is disclosed. The mobile merchant communication device (120) comprises a user interface configured to receive an authentication request from a merchant (120a), wherein the authentication request comprises a first electronic secret. Moreover, the mobile merchant communication device (120) comprises a security enclave (121a) configured to, in response to the authentication request, obtain a second electronic secret for the mobile merchant communication device (120), and a communication interface (123) configured to transmit an enrollment request to the personalization server (140), wherein the enrollment request comprises the first electronic secret and the second electronic secret. The communication interface (123) is further configured, in response to the enrollment request, to receive personalization data from the personalization server (140), wherein the personalization data enables the mobile merchant communication device (120) to perform the payment transaction with the mobile consumer communication device (110).