SEGMENTING MULTIPLE REPAYMENT SCHEMES

SEGMENTING MULTIPLE REPAYMENT SCHEMES

At least some embodiments of the present disclosure are directed to an exemplary method comprising transferring, via a batch processing operation, real-time user-related activity data of a user from a cache memory storage of a transaction account issuer into a datastore of the transaction account is...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: JABBAR, Jahanzeb, BERRY, James, N, SANABRIA, Michael, L, DUA, Arvind, CHWAST, Jeffrey, A, KILARU, Sireesh, B, HAYDEN, Philip, B
Format: Patent
Sprache:eng ; fre ; ger
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
ELECTRIC DIGITAL DATA PROCESSING
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:At least some embodiments of the present disclosure are directed to an exemplary method comprising transferring, via a batch processing operation, real-time user-related activity data of a user from a cache memory storage of a transaction account issuer into a datastore of the transaction account issuer; retrieving additional real-time user-related activity data from the cache memory storage of the transaction account issuer; determining that the additional real-time user-related activity data specifies an event corresponding to a first fixed activity plan agreed to by the user after the batch processing operation; decreasing a maximum limit on a number allowance for the fixed activity plans based at least in part on the event specified in the additional real-time user-related activity data; and determining that the user is eligible for a second fixed activity plan under the decreased maximum limit on the number allowance.