CONDUCTING TRANSACTIONS WITH MULTIPLE PAYMENT SERVICE PROVIDERS

CONDUCTING TRANSACTIONS WITH MULTIPLE PAYMENT SERVICE PROVIDERS

The examples described herein provide a unified payment interface that enables multiple payment service providers to conduct transactions. A user configures on a payment interface of a user computing device, a plurality of user payment service provider ("PSP") accounts associated with a pl...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: KHANNA, Heman, ZHU, David, Wei, GWALANI, Sumit, Kanhaiyalal, LIM, Jeffrey, Tien-huang, CHATTERJI, Animesh, KUTTY, Sujith, Narayanan, KANWAL, Mohit, Singh
Format: Patent
Sprache:eng ; fre ; ger
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:The examples described herein provide a unified payment interface that enables multiple payment service providers to conduct transactions. A user configures on a payment interface of a user computing device, a plurality of user payment service provider ("PSP") accounts associated with a plurality of PSPs. The system monitors a health of each routing mechanism for each of the plurality of PSPs. The system receives, from the payment interface, a request to transfer funds to a particular third party account. The system selects a particular PSP based on a routing mechanism for the particular PSP having a more desirable performance than a routing mechanism for each of the other PSPs the user PSP accounts. The system conducts the transfer of funds using the selected PSP.