AUTHENTICATION TO AUTHORIZATION BRIDGE USING ENRICHED MESSAGES

A system of electronic communication is disclosed. The system may: create a Pre-Authentication Transaction Number (Pre-ATN) by combining a number with a Special Encode Value (SEV), wherein the SEV is a single digit integer value; encrypt the Pre-ATN using a Format Preserving Encryption (FPE) to gene...

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Bibliographische Detailangaben
Hauptverfasser: SHERWIN, Francis, M, KERESMAN, Michael, A., III, ENRIGHT, Erik, Nils, RATICA, Adam, BALASUBRAMANIAN, Chandra, S
Format: Patent
Sprache:eng ; fre ; ger
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Zusammenfassung:A system of electronic communication is disclosed. The system may: create a Pre-Authentication Transaction Number (Pre-ATN) by combining a number with a Special Encode Value (SEV), wherein the SEV is a single digit integer value; encrypt the Pre-ATN using a Format Preserving Encryption (FPE) to generate an encrypted Authentication Transaction Number (ATN); and send the encrypted ATN to an access control server (ACS) to use the encrypted ATN to generate a cardholder Authentication Verification Value (CAVV) or an Accountholder Authentication Value (AAV).