METHOD AND SYSTEM FOR FRAUD CONTROL BASED ON GEOLOCATION

METHOD AND SYSTEM FOR FRAUD CONTROL BASED ON GEOLOCATION

A method for fraud control of a transaction account based on geolocation includes: storing, in an account database, an account profile including data related to a transaction account including a first profile rule associated with a first geographic area and a second profile rule associated with a se...

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Bibliographische Detailangaben
Hauptverfasser: RANDELL, Karen, DHALA, Amyn, DICKINSON, Bradley, HIVELY, Corey, DESSY, Benjamin, SIDHU, Navjot, STEENBEEK, Dominique, PEYTON, Kimberly, Lewis, MATTINGLY, Timothy, COBURN, Gregory, RASSBACH, Susan, SAVOYE, Mark, N, DELPERDANGE, Alain
Format: Patent
Sprache:eng ; fre ; ger
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Zusammenfassung:A method for fraud control of a transaction account based on geolocation includes: storing, in an account database, an account profile including data related to a transaction account including a first profile rule associated with a first geographic area and a second profile rule associated with a second geographic area different from the first; receiving an authorization request for a first transaction involving a first payment card, the request including a first geographic location; receiving an authorization request for a second transaction involving a second payment card, the request including a second geographic location; determining validation for each authorization request, wherein each is determined to be valid if the geographic location is in a geographic area corresponding to the first geographic area or the second geographic area; and transmitting the determination of validation for each authorization request to a payment network for processing of the associated payment transaction.