SYSTEM FOR PROVIDING CHANGING INTEREST RATE FINANCIAL PRODUCT THAT IS CONNECTED TO EXPENDITURE

SYSTEM FOR PROVIDING CHANGING INTEREST RATE FINANCIAL PRODUCT THAT IS CONNECTED TO EXPENDITURE

The present invention provides a system for providing a financial product with a variable expenditure-linked interest rate in which a user selects purchase elements such as an object product, a service, or a store for inevitable expenditure in future in advance, and performs an installment savings t...

Ausführliche Beschreibung

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Bibliographische Detailangaben
1. Verfasser: Nam, Ki-won
Format: Patent
Sprache:eng ; fre ; ger
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:The present invention provides a system for providing a financial product with a variable expenditure-linked interest rate in which a user selects purchase elements such as an object product, a service, or a store for inevitable expenditure in future in advance, and performs an installment savings type payment or a prepayment in which a detailed setting value for payment is freely set, and a producer conditionally pays a predetermined amount of money of the payment to a seller, such that an interest of regular or installment savings, a prepurchase support interest for purchase of a product or a service, and a prepayment interest are added up, thereby increasing economic profits of each subject, and enabling rapid processing of financial products. Thereby, the user receives different expenditure-linked interests according to prepurchase and prepayment including the cash interest.