PREDICTIVE AUTHORIZATION OF MOBILE PAYMENTS

PREDICTIVE AUTHORIZATION OF MOBILE PAYMENTS

A device is described that includes one or more processors, one or more sensors to generate sensor data, one or more communication units and one or more modules. The one or more modules are operable by the one or more processors to, prior to initiating a payment transaction, analyze the sensor data...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: DAYAN, Tal, ARI, Maya Ben
Format: Patent
Sprache:eng ; fre ; ger
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:A device is described that includes one or more processors, one or more sensors to generate sensor data, one or more communication units and one or more modules. The one or more modules are operable by the one or more processors to, prior to initiating a payment transaction, analyze the sensor data to determine a risk level for the payment transaction, and initiate the payment transaction with a payment system. The one or more modules are further operable by the one or more processors to determine a risk level threshold for the payment transaction, and selectively send, based on the risk level determined prior to the payment transaction and the risk level threshold and using the one or more communication units, authorization for the payment transaction.