METHOD AND SYSTEM FOR EFFECTING A PAYMENT TRANSACTION

METHOD AND SYSTEM FOR EFFECTING A PAYMENT TRANSACTION

Provided are a method and system for effecting a payment transaction. The method capturing a digital image of a price identifier and a merchant identifier at a client device. Generating payment request data by a payer application at the client device comprising data corresponding to the price and me...

Ausführliche Beschreibung

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Bibliographische Detailangaben
1. Verfasser: Staveley, Alex
Format: Patent
Sprache:eng ; fre ; ger
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:Provided are a method and system for effecting a payment transaction. The method capturing a digital image of a price identifier and a merchant identifier at a client device. Generating payment request data by a payer application at the client device comprising data corresponding to the price and merchant identifiers contained in the the digital image. Forwarding the payment request data from the payer application to a payment server. Initiating by the payment server a payment transaction from a payer account to a recipient account in response to receipt of the payment request data. Forwarding notification data to the payer application indicating the status of the payment transaction from the payment server.