AUTHORIZATION OF TRANSACTIONS

When an authentication system receives a request to determine whether to authorize a transaction, the authentication identifies one or more rules applicable to the transaction. The authentication system determines whether conditions of the applicable rules are satisfied based on historical authentic...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: DENTON, MATTHEW, CHARLES, BARDA, DAVID, ALBERT
Format: Patent
Sprache:eng ; fre ; ger
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Beschreibung
Zusammenfassung:When an authentication system receives a request to determine whether to authorize a transaction, the authentication identifies one or more rules applicable to the transaction. The authentication system determines whether conditions of the applicable rules are satisfied based on historical authentication information received from a mobile device of a user involved in the transaction. The historical information is generated by the mobile device prior to receiving the request and based on a limited-range connection between the mobile device and authentication system. The authentication system authorizes or denies the transaction based on whether the conditions of the applicable rules are satisfied.