CONVERGED CROSS-PLATFORM ELECTRONIC WALLET

CONVERGED CROSS-PLATFORM ELECTRONIC WALLET

Various consumer interface platforms are converged to facilitate user access to an electronic network of wallets. The functions of both remote and NFC payment, among other interface platforms, give the purchaser access to a single electronic wallet for online E-commerce and a variety of mCommerce sc...

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Bibliographische Detailangaben
Hauptverfasser: ROSENFIELD, SHOSHANA, C, MANGARU, ZAVIDA, DHALA, AMYN, FRIEDMAN, MICHAEL, J, MOSER, SCOTT, NGNOUMEN, NGASSAM, PASA, MEHMET, SUBRAMANIAN, RUPA, MARTIG, CELINE, CACIOPPA, JOHN, F
Format: Patent
Sprache:eng ; fre ; ger
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Zusammenfassung:Various consumer interface platforms are converged to facilitate user access to an electronic network of wallets. The functions of both remote and NFC payment, among other interface platforms, give the purchaser access to a single electronic wallet for online E-commerce and a variety of mCommerce scenarios, some including brick and mortar, face-to-face (F2F), and/or point-of-sale (POS) transaction payments. The network of wallets has a network operator intermediating payment transactions between merchants and wallet providers. In this way, the parallel consumer interface platforms, such as remote platform enabling e-commerce payments, an NFC platform, and/or others, into a single converged payment platform that is usable in either or both transaction settings.