METHOD AND SYSTEM FOR VALIDATING PERSONALIZED ACCOUNT IDENTIFIERS USING BIOMETRIC AUTHENTICATION AND SELF-LEARNING ALGORITHMS

A system and method for biometric authentication of a user by virtue of a personalised identification and associated biometric data therewith is disclosed. A plurality of personalised identifiers and biometric data is captured from a number of users and stored in a repository as first set of records. The process of authentication is divided into two phases. In the first phase, either a speech recognition or character recognition process is applied in order to determine the text spoken or written by the user. Subsequently a few records are fetched from the repository on the basis of text mapping. In the second phase, biometric authentication is performed by comparing the biometric sample with the stored biometric data corresponding to the fetched records to uniquely identify a single user. Further a machine learning technique is applied in order to periodically refine a plurality of models stored in the repository.