Early bill payment process

A method for enabling a consumer bill recipient to pay his/her bills via the USPS or other carrier sooner than was heretofore possible. The foregoing is accomplished by enabling a company to send a bill to a bill recipient that contains a bill paying return portion in the form of a mail piece having...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser:	WINKELMAN, JOHN H, MILLER, KENNETH G, DESMOND, JOHN G, FOTH, THOMAS J, SWENSON, MICHAEL P, OBREA, ANDREI
Format:	Patent
Sprache:	eng ; fre ; ger
Schlagworte:	CALCULATING CHECKING-DEVICES COMPUTING COUNTING DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES FARE-REGISTERING APPARATUS FRANKING APPARATUS PHYSICS SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR TICKET-ISSUING APPARATUS
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Beschreibung
Zusammenfassung:	A method for enabling a consumer bill recipient to pay his/her bills via the USPS or other carrier sooner than was heretofore possible. The foregoing is accomplished by enabling a company to send a bill to a bill recipient that contains a bill paying return portion in the form of a mail piece having a Planet code and Postnet bar code that references the bill recipient and amount to be paid on the outside of mail piece so that when a scanner at the USPS reads the Planet code and Postnet bar code, the bill recipient's bank account will be debited for the entire amount of the bill or a minimum payment that is due for the bill.