WIDE AREA NETWORK PERSON-TO-PERSON PAYMENT

WIDE AREA NETWORK PERSON-TO-PERSON PAYMENT

According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to s...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: GOLUB, MATT, F, DUNKER, AMY, M, YODER, JAMES, R, PLATTE, ERIC, L, KARAS, PETER, M, NEOFYTIDES, CHERYL, L, SHERRARD, JEFF, D, MACFARLANE, JACKIE, M, COWELL, JAMES, E, ABRAHAMS, SUSAN, F, BAIG, AAMER, ALI, MILBERGER, SUSAN, M
Format: Patent
Sprache:eng ; fre ; ger
Schlagworte:
CALCULATING
COMPUTING
COUNTING
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FORADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORYOR FORECASTING PURPOSES
PHYSICS
SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE,COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTINGPURPOSES, NOT OTHERWISE PROVIDED FOR
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Beschreibung
Zusammenfassung:According to the invention, transferring money using a computer network is disclosed. In one step, information is saved on credit received for a first user (110) in a stored value account on a server computer system (170). At the server computer system (170), a request from the first user (110) to send money to a second user (130) based on the stored value account is received. An electronic notification is sent from the server computer (170) to the second user (130) to notify the second user (130) of the request. A debit in the stored value account of the first user (110) is created. The requested money is sent to the second user (130) upon a receipt of a request at the server computer (170) from the second user (130).