Mobile payment device and system

The embodiment of the utility model provides a mobile payment device and system, wherein, the device includes: authentication data acquisition facility for the intelligent terminal who pays usefulness from the user acquires the verify data of carrying the payment number of the account, the verify data is that the foundation that whether allows the payment is judged to bank's payment services ware, an input device for receive the payment password and the payment of user's input, communication equipment for send to bank's payment services ware and trigger pay related operations's the payment request of bank's payment services ware, payment request including the verify data obtained, the payment password with the payment. This scheme is owing to come to provide the verify data to the mobile payment device through intelligent terminal, and this intelligent terminal need not possess and closely responds to the function, so long as the similar movable equipment that has a wireless communication function of ordinary smart mobile phone, panel computer or other can, consequently, be favorable to promoting mobile payment.