NFC device suitable for mobile terminal with metallic frame and mobile terminal based on same

The utility model provides an NFC device suitable for a mobile terminal with a metallic frame and a mobile terminal based on same. The NFC device comprises two access points disposed on the metallic frame, an NFC chip, a chip matching network, and an antenna matching network. The two access points are connected with the two input ends of the antenna matching network, respectively. The two output ends of the antenna matching network are connected with the two input ends of the chip matching network, respectively. The two output ends of the chip matching network are connected with the NFC chip. The metallic frame is divided into two segments by the two access points. The inner side, of one segment which is used as an antenna irradiator, is equipped with a clearance area through which magnetic line may pass, wherein the clearance area adheres to the inner side of the metallic frame.