Direct communication system of customer and bank

A direct communication system between the customer and the bank includes customer terminal subsystem, bank service subsystem and system management subsystem, and is characterized by that a Web service subsystem and a safety service subsystem and set up between the customer terminal subsystem and the bank service subsystem, the customer terminal subsystem is connected with bank service subsystem by means of Web service subsystem, and the safety service subsystem is connected with Web service subsystem. The use of the said system can make customer conveniently, quickly, safety and reliably implement expenditure and income accounting service with bank, and can make bank conveniently provide various services for customer.