Scientific and technological financial risk identification device and identification method

The invention discloses a science and technology financial risk identification device and identification method. The method comprises the following specific steps: S1, personal information matching: matching communication information, transaction information and credit investigation according to identity information; s2, identity information authentication: personal information is authenticated to be matched with a person through face recognition; s3, transaction stability scoring: analyzing transaction stability according to the acquired transaction information, and performing single-item scoring; s4, individual ability scoring: analyzing the individual working state and daily income, and performing single scoring; s5, summarizing and scoring: classifying and summarizing various types of information and one-way scores to obtain an average score summarizing score; s6, determining a data acquisition permission: giving the data acquisition permission according to the willingness of the client; the science and t