Bank credit business risk classification method and device based on trigger condition

The invention provides a bank credit business risk classification method and device based on a trigger condition, and the method comprises the steps: taking a customer as a unit, triggering a task generation factor through any effective borrowing data under the name of the customer, and generating a corresponding classification affirmation task according to the generation factor; setting an automatic clearing factor, identifying the automatic clearing factor, judging the configuration of an automatic clearing type, and if all the contracts of the customer accord with automatic clearing, completing the classification affirmation task and updating the risk classification of all effective borrows under the contract item; otherwise, generating a to-be-processed task, manually selecting risk factors, and updating a machine evaluation classification result according to a manual classification result; and fine processing of different customer groups and different classification tasks is realized. 本发明提供一种基于触发条件的银行信贷业