Agricultural insurance underwriting risk prediction method and system

The invention discloses an agricultural insurance underwriting risk prediction method and system, and relates to the technical field of insurance underwriting. The method comprises the following steps: firstly, extracting a positive sample agricultural insurance data set from an agricultural insuran...

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Hauptverfasser: HE MENGMENG, HU PAN, WU ZHONGWANG, LI BING, XU WEIPENG, ZHENG YANJIA, ZHANG GONG, GENG LIN, GU ZHU, ZHANG WENPENG, ZHANG CHONG, ZHANG YANZHONG
Format: Patent
Sprache:chi ; eng
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Zusammenfassung:The invention discloses an agricultural insurance underwriting risk prediction method and system, and relates to the technical field of insurance underwriting. The method comprises the following steps: firstly, extracting a positive sample agricultural insurance data set from an agricultural insurance database, then, carrying out semantic coding on each positive sample agricultural insurance in the positive sample agricultural insurance data set to obtain a sequence of semantic coding feature vectors of the positive sample agricultural insurance, then, obtaining to-be-evaluated agricultural insurance, and then, carrying out semantic coding on the to-be-evaluated agricultural insurance to obtain the to-be-evaluated agricultural insurance. Performing semantic coding on the to-be-evaluated agricultural insurance to obtain semantic coding feature vectors of the to-be-evaluated agricultural insurance, and then performing semantic association analysis on a sequence of the semantic coding feature vectors of the posi