Post-loan risk monitoring method and system for agricultural credit

A post-loan risk monitoring method and system for agricultural loan relates to the technical field of intelligent risk monitoring, and analyzes loan application information and a remote sensing image by acquiring the loan application information of a target customer and the remote sensing image of a target land parcel and introducing a semantic coding model and an image processing algorithm at a rear end. According to the method, the risk monitoring report of the credit project is generated based on the crop growth state and the loan information, so that the monitoring efficiency and accuracy can be improved, more comprehensive decision support is provided for financial institutions, the loan risk is reduced, and the sustainable development of agriculture is promoted. 一种农业信贷的贷后风险监测方法及系统，涉及智能化风险监测技术领域，其通过获取目标客户的贷款申请信息和目标地块的遥感图像，并在后端引入语义编码模型和图像处理算法来进行所述贷款申请信息和所述遥感图像的分析，以此基于农作物生长状态和贷款信息来生成信贷项目的风险监测报告，通过这样的方式，能够提高监测效率和准确性，为金融机构提供更全面的决策支持，降低贷款风险，促进农业可持续发展。