Financial service matching method and system based on customer risk

The invention discloses a financial service matching method and system according to customer risks, and belongs to the technical field of financial services, and the method comprises the steps: presetting an auditing index, constructing a risk control data pool based on big data, accessing the risk control data pool to a central bank credit investigation system, and obtaining and receiving risk control query services of customers of financial services, and comparing and auditing the financial condition, consumption, network footprint and education background of the customer applying for the financial service with the data in the risk control data pool, when the information data of the customer is verified and the customer is considered to be positive, judging that the customer passes the auditing by the system, otherwise, judging that the customer is rejected by the system. According to the invention, whether the fund use and consumption of the customer are in a reasonable and healthy state can be judged in t