Loan risk assessment method and device, storage medium and electronic equipment

The invention discloses a loan risk assessment method and device, a storage medium and electronic equipment. Relates to the financial science and technology field. The method comprises the following steps: acquiring image data of a target building in a target area at a target moment through an unman...

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Bibliographische Detailangaben
Hauptverfasser: LIU YISAI, SHI JIAZI, LIU HONGWEN, XIAO YANG
Format: Patent
Sprache:chi ; eng
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Beschreibung
Zusammenfassung:The invention discloses a loan risk assessment method and device, a storage medium and electronic equipment. Relates to the financial science and technology field. The method comprises the following steps: acquiring image data of a target building in a target area at a target moment through an unmanned aerial vehicle to obtain target image data; performing three-dimensional modeling based on the target image data to generate a target model of the target building at the target moment; querying a historical model of the target building in a database, and obtaining feature information in the historical model and the target model to obtain a historical feature information set and a target feature information set; comparing the target feature information set with the historical feature information set to obtain construction progress information of the target building; and determining the construction state of the target building according to the construction progress information and the time difference, and determ