Service processing method and terminal based on identity verification

The embodiment of the invention provides a service processing method based on identity verification and a terminal, and relates to the technical field of cloud. The method comprises the following steps: in response to calling of a target interface by a second terminal, initiating a request for acquiring new identity verification information when determining that the residual effective duration of currently cached identity verification information is less than or equal to a preset first duration; after new identity verification information is obtained, the new identity verification information is fed back to the second terminal through the target interface, so that the second terminal processes the responded service request based on the new identity verification information; wherein the target interface comprises an interface which is provided for the second terminal by the first terminal and is used for acquiring the identity verification information. According to the embodiment of the invention, the validity