Credit line adjustment method and device and computer readable storage medium

The invention discloses a credit line adjustment method and device and a computer readable storage medium. The method comprises the following steps: acquiring a credit line of a target user; target data of the target user in a preset time period is collected, and the target data at least comprises a credit record of the target user in the preset time period and an asset change record of the target user in the preset time period; and adjusting the credit line according to the target data to obtain a target credit line. The technical problem of low credit line adjustment efficiency in the prior art is solved. 本申请公开了一种授信额度的调整方法、装置及计算机可读存储介质。其中，该方法包括：获取目标用户的授信额度；采集目标用户在预设时间段内的目标数据，其中，目标数据至少包括目标用户在预设时间段内的信用记录，以及目标用户在预设时间段内的资产变更记录；根据目标数据对授信额度进行调整，得到目标授信额度。本申请解决了现有技术中授信额度调整效率低的技术问题。