Anti-theft quick payment system for bank users

The invention discloses an anti-theft quick payment system for bank users. The anti-theft quick payment system comprises an identity verification module, a risk control module, a data encryption module, a data analysis module, a customer service module and a merchant pushing module. The identity ver...

Ausführliche Beschreibung

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Bibliographische Detailangaben
Hauptverfasser: ZOU XUEHAI, ZHANG JIANGPING, YU CHIMIN
Format: Patent
Sprache:chi ; eng
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Beschreibung
Zusammenfassung:The invention discloses an anti-theft quick payment system for bank users. The anti-theft quick payment system comprises an identity verification module, a risk control module, a data encryption module, a data analysis module, a customer service module and a merchant pushing module. The identity verification module is used for carrying out identity verification before payment of the user, allowing payment after the identity verification is passed, and not allowing payment if the identity verification fails; the risk control module is used for monitoring a transaction behavior in real time and terminating the transaction when an exception is found; the data encryption module is used for encrypting transaction data so as to ensure the security of the data in the transmission and storage process; the data analysis module is used for deeply analyzing the transaction data, obtaining the consumption habits of the user and providing data support for subsequent safe merchant pushing; according to the invention, the p