Financial risk self-assessment method and system

The invention discloses a financial risk self-assessment method and system, and particularly relates to the technical field of financial risk assessment, and the method comprises the steps: 1, carrying out the dimension classification design; step 2, index design; step 3, scoring standard; step 4, w...

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Bibliographische Detailangaben
Hauptverfasser: YIN HAONAN, ZHANG FAN
Format: Patent
Sprache:chi ; eng
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Beschreibung
Zusammenfassung:The invention discloses a financial risk self-assessment method and system, and particularly relates to the technical field of financial risk assessment, and the method comprises the steps: 1, carrying out the dimension classification design; step 2, index design; step 3, scoring standard; step 4, weight design and optimization; and 5, performing model budgeting. The financial risk assessment method can improve the efficiency of financial risk assessment, assess the consistency of clients and businesses, reduce the influence of subjective judgment, improve the accuracy of assessment, help financial institutions to ensure that the businesses conform to the legal and regulatory requirements of financial financing, and can better understand the risk conditions of the businesses to improve the risk assessment efficiency of the businesses. Therefore, a more intelligent business decision is made, and the reputation of the business decision in a supervision mechanism and the public is enhanced. 本发明公开了一种金融风险自评估方法及系统,