Financial knowledge intelligent question and answer method and system, terminal equipment and storage medium

The invention is suitable for the technical field of artificial intelligence, and provides a financial knowledge intelligent question answering method and system, terminal equipment and a storage medium, and the method comprises the steps: obtaining a question input by a user; according to the question and a preset cue word template, an initial cue word is constructed, the initial cue word comprises a reference tool list, and the preset cue word template is constructed based on the financial compliance field; and inputting the initial prompt into a large language model, and guiding the large language model to generate a target reply result of the question based on a target reference tool in the reference tool list. The scheme can be suitable for various complex scenes in the financial field, fine adjustment or model fusion does not need to be carried out on a large language model, the labor cost is greatly reduced, and the accuracy of financial knowledge questions and answers can be improved. 本申请适用于人工智能技术领域，提