User overdue data processing method and device, equipment and storage medium
The invention provides a user overdue data processing method and device, equipment and a storage medium. The method comprises the following steps: acquiring original business data of a preset number of users in a first time period; and according to the original service data of each user, calculating...
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Format: | Patent |
Sprache: | chi ; eng |
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Zusammenfassung: | The invention provides a user overdue data processing method and device, equipment and a storage medium. The method comprises the following steps: acquiring original business data of a preset number of users in a first time period; and according to the original service data of each user, calculating an overdue grade feature of each user, the overdue grade feature being used for representing severity of overdue arrearage of the user. And obtaining business characteristics of each user from the original business data. And performing iterative training on the initial overdue prediction model according to the overdue grade feature and the business feature of each user and a pre-marked user overdue result to obtain a trained overdue prediction model. Wherein the trained overdue prediction model is used for performing overdue behavior prediction on any target user. According to the method, the effect of accurately predicting the overdue behavior of the user can be achieved.
本申请提供一种用户逾期数据处理方法、装置、设备及存储介质。该方法包括:获取预设数量 |
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