Accounting risk management method, electronic equipment and readable storage medium

The invention belongs to the technical field of financial information processing, and relates to an acceptance risk management method, a terminal and a readable storage medium, and the acceptance risk management method comprises the steps: setting credit information of a bank, the credit information comprising a bank credit line and bank identification information; and carrying out acceptance risk assessment based on a decision tree model and the credit granting information to update a bank credit granting line in the credit granting information, the decision tree model being obtained based on training of a bank operation condition data set. Therefore, the business condition of the bank can be intelligently identified through the decision tree model, and more accurate credit granting information is given to the user to control the acceptance risk, so that the user can quickly decide to sign for the acceptance bill of the bank or reject to sign for the acceptance bill of the bank. 本申请属于金融信息处理技术领域，涉及承兑风险管理方法、终端